“The ACC Had Bad Motives” — Lawsuit against WOPOA Comes into Focus

On July 24, the lawyers for a local developer updated their complaint against the 2021 Architectural Control Committee of the Windermere Oaks Property Owners Association. The developer is Hunter Family Real Estate II, Ltd., which does business here in Windermere as Chris Elder Homes. You can view the updated lawsuit here.

The lawsuit says this: The 2021 ACC Committee of Mark Carpenter, Paul Hischar, Danny Flunker and Micki Bertino didn’t follow the rules — contractual rules — in administering the restrictive covenants. They failed to approve or deny house plans within the 45-day period required of the ACC. That is a breach of their duty to property owners, the lawsuit says

In this case, their flim-flam responses to Elder resulted in building delays which cost the developer. If a court finds against the POA, all homeowners in Windermere may be on the hook for damages. As the lawsuit says:

“The wrongful actions by the ACC, approved by the HOA’s Board of Directors, resulted in [Hunter Family Real Estate] sustaining losses resulting from lower sales prices per square foot, higher material and labor costs, and damages to Plaintiff’s liquidity.”

The 33rd District Court of Burnet County is being asked to make decision about Texas Property Code which says:

“An exercise of discretionary authority by a property owners’ association or other representative designated by an owner of real property concerning a restrictive covenant is presumed reasonable unless the court determines by a preponderance of the evidence that the exercise of discretionary authority was arbitrary, capricious or discriminatory.”

The Hunter plaintiffs contend that some of their building plans were held up by the ACC due to the ACC’s dissatisfaction with progress on their other home sites. That linkage was not within their authority. Linking one thing to another — capriciously — is not part of the ACC’s duty. And the Board at the time either affirmed those actions or neglected to conduct oversight of those actions.

The discovery and deposition process for this lawsuit has been underway for some time. It will be interesting to see the POA’s response, which should be submitted sometime soon.

But since the 2020 Board let the website collapse and washed away years of history, let’s do a recap of the players that have been involved.

The POA Board in 2021 was Julie Nuemann, Charlene Friedsam, Marsha Westerman, Greg Szumski, Janet Crow and Michele Christenson. They brought an anti-property rights covenant change regarding home rentals to the voters in the 2022 election.

That anti-property rights initiative was rejected handily by WOPOA members in February 2022. A mostly new Board was elected in February 2022 and, at that annual meeting, members were first notified about the Hunter Family Real Estate lawsuit that had just been filed.

The 2022 Board was comprised of George Pareja, Joe Cohen, Justin Love, Olga Bashkatova, Janet Crow, and Marcus Vidrine. They removed several former ACC members including Danny Flunker and Mark Carpenter. Bertino and Hischar resigned from the ACC. Again, I’m recounting from memory and a few documents here and there because there is no website record of their time in office. There were two very short POA Board meetings where the Directors removed Carpenter and then Flunker, if I recall correctly.

Then, in February 2023, none of the 2022 Board members ran for office again. Who can blame them (Pareja, Cohen, Love, etc)? They were being asked to do damage control on a lawsuit that they did not create. In other words, they were cleaning up the mess of the Neumann Board.

So in February 2023, POA members then had no choice but to elect the only people that ran, including two members of the 2021 ACC group that are being sued. They are our current Board: Paul Hischar, president; Allen Hicks, Vice President; Marda Waters, Treasurer; Oleh Kulas, Secretary; Mark Carpenter and Tom Nelson. And now Danny Flunker is the head of the ACC.

At least they have rebuilt a website for the POA. That’ s been good for Windermere Oaks.

Newcomers reading this post should understand that Chris Elder has been building homes in Windermere Oaks since 2015. The Architectural Control Committees have been compromised of many different people over the years, and Elder was able to work constructively with them to build the nice homes here today. Sure, there were bumps here and there, but they were ironed out. I first joined the POA Board in 2016, and I served as a Board liaison to the ACC committee. From 2016-2020 in my time on the POA Board, Chris Elder was responsive to our phone calls about his contractors’ noise, trash, working hours, etc. He had no immediate control of their everyday actions, but once the nuisances were brought to Elders’ attention, he fixed them.

If the Hunter Family group is correct, the 2021 ACC — Carpenter, Hischar, Flunker, Bertino — somehow thought it right to create powers they did not possess.

Stay tuned for more updates on the lawsuit when they come available on the District Court’s website.

A Con Man Continues the Co-Op Con

The Windermere Oaks Water Supply Corporation is a non-profit corporation. The articles of incorporation say so. A judge has said so.

Yet, in a recent NextDoor post, one of the neighborhood confidence men continued his errant-wrong-mistaken-false claims that the corporation is a co-op (or cooperative) under law. Here’s his post.

Why is this important? Well, it is not, really, but to demonstrate the ongoing confidence game being waged against the water corporation, I thought I’d dig into it for anyone left in this neighborhood who wants honest accounting of current events.

You can see in the NextDoor post that the con man Bruce Sorgen repeats his ongoing con. He does it every time he can. I remember him saying it at the annual meeting on April 15.

Repeating falsities over and again, time after time, is the way that con men work to convince people about something that is not true. It’s part of his confidence game with people who make the mistake of believing his baloney.

The Co-op con was important to his original case, the 48292 case of Dial, Ffrench, Sorgen versus the water company and seven former directors (myself included) and current director Dorothy Taylor. You can read their 3rd amended pleading (a good piece of fiction as it turned out) here. The word “cooperative” is mentioned 87 times, because they contended the non-profit corporation is a coop.

The reason for their con was simple: By attempting to convince the judge that the water company is a Cooperative, Sorgen and Dial and Ffrench could “(i) seek to recover damages for wrongs done to them individually where the wrongdoers have violated duties arising from contract or otherwise and owing directly by them to the Plaintiffs…”

In sum, Sorgen, Dial and Ffrench wanted money directly from myself and others. And the only way they could get there — through the law — was to con the judge into believing the non-profit corporation is a cooperative.

After our attorneys disproved the con, the judge smote down Bruce’s false claim. Her order against them can be found here. (Look to the bottom of page 2 and top of page 3 and see the image below.)

The attorney for the directors demonstrated to the judge that the Plaintiffs did “not have standing as members of ‘cooperative’ because the Windermere Oaks Water Supply Cooperation is just what its name says — a water supply corporation, not a cooperative. Under Texas law, not only is this WSC not a cooperative, it is prohibited from being a cooperative. All claims based on non-existent standing as a member of a ‘cooperative must be dismissed for want of jurisdiction. This would include any claim seeking damages for Plaintiffs or WOWSC members.” (emphasis added, and see page 3 of this document.)

So the con men and their con lawyer tried their best to con the judge. Didn’t work.

You paid for that in the higher fees that were levied to defend directors against bogus claims from Sorgen et al.

Now at least the water company will be recovering those fees from the insurance company. Nonetheless, Sorgen’s con attempt cost the insurance company money.

The water company’s Directors and Officers insurance cost $7,000+ last year, and it will likely go up, because the customers of WOWSC continue to sue the corporation for bogus claims. That is not lost on insurance companies. Nice going, Bruce.


To save you the time of downloading the full documents, here are the pertinent parts of the Defendant directors rebuttal to the false claims that the non-profit is a cooperative. And below that is the judge’s order.


Just remember this every time you hear the con-men and con-women in the neighborhood tell you that the non-profit corporation is a cooperative. They are conning you.

As an aside, did Jeff Walker’s imaginary friends Henry and Harry Haas make it to the May 25 meeting?

Henry Haas – Lawyer for Jeff Walker?

After my last post questioning whether Henry Haas is a fake person who is part of confidence job, I learned that indeed Mr. Haas has many interests and acquaintances, now extending to the airport and as a supporter of Jeff Walker, a candidate for the Windermere Oaks Water Supply Board.

Here is a letter which Mr. Haas wrote in July 2022, bullying for an apology from a person who had felt threatened by Mr. Walker at past meetings of the pilot’s association:

The email begs many questions:

  • Is Henry Haas a lawyer?
  • Does he have a firm? (“Haas and Associates”)
  • Is he Jeff Walker’s lawyer?
  • Who did Haas interview? They must know who Mr. Haas is.
  • How was Mr. Haas able to listen to audio recordings? Whose recordings were they?

So we now know that Mr. Walker — instead of attempting to behave in a less threatening manner, or taking the neighborly action of learning from the person why they had felt threatened and promising to cease those activities — sicced Mr. Haas upon that volunteer Board member with legal threat.

Tomorrow, at the Windermere Oaks Water Supply Corporation Board, the company has hired two security guards to promote a sense of security for all members attending and wanting to hear — without continuous interruption — about the public issues being discussed by the Board.

By the way, remember from my previous post that I had received a letter from a Stewart Nelson of “Haas and Associates” only nine days prior:

What’s the con and how is Jeff Walker involved?

The Latest Con — Fake NextDoor Poster(s)

Remember the movie called “The Sting”? Robert Redford, Paul Newman. Robert Shaw. It won seven Academy Awards for twists and turns of a group of con artists who scored $500,000 on a fake horse race, and then a fake FBI raid on the gambling parlor, and the fake shooting of Robert Redford at the end.

The Windermere Con Job is entering a new phase: fake NextDoor posters.

In recent weeks we’ve seen two new people join the neighborhood page: Henry Haas and Harry Haas. But who are they?

Burnet County Appraisal District records don’t show them as property owners here.

And yet both Henry and Harry — out of nowhere — seem to have in-depth knowledge of all that has gone on here the last several years, and Harry yesterday chimed in with his expertise on the Public Utility Commission hearings. Hmmm.

Henry, before his account was removed, had posted a picture from my business Facebook page, from a 2019 event where I served as the moderator for a candidates forum before a Pedernales Electric Cooperative Board vote. Here’s the photo:

Henry Haas thought that to be evidence enough to link me to a recent indictment of County Judge Oakley on counts related to his use of a Burnet County car to travel to a PEC meeting, and his alleged tampering of evidence by clearing the road of a car bumper at a gas station fender bender. The cases just recently hit the news and the cases are pending. In the photo above, Judge Oakley is behind me. Henry Haas cropped his NextDoor photo so that only Judge Oakley and I appeared together.


So therefore, Henry Haas concluded, Judge Oakley and I were “brothers in arms” in corruption. Seriously? Give me a break. What kind of high school dropout logic is that?

But “Henry Haas,” whoever he or she really is, counts on their Windermere Oaks followers to believe their portrayals of corruption / incompetence / whatever. They also count on their followers to ignore other evidence, portraying everything posted by me or the water company or others to be “propaganda.”

Now, out of the blue yesterday, a “Harry Haas” showed up on the Windermere NextDoor scene. I will address his posts later. NextDoor apparently shut down Henry Haas’ account.

What makes all of this so funny and surreal is that last summer I received a letter from a “Stewart Nelson” from a “Haas and Associates.” I received it about six weeks before the first attempt at a trial in the Ffrench, Dial, Sorgen vs. WOWSC and Directors matter.

Notice how fake it is. A questionable PO Box 4567 in Burnet. No phone number. No email address. And go ahead and google search for Haas and Associates. Doesn’t exist.

If anyone knows of this Stewart Nelson, the Democrat Action Network, or Haas and Associates, let me know. Maybe I’m missing something.

To me, it is more evidence of the Windermere Con Job playing out before your eyes. Why are people going to these lengths? What’s their Con?

The Windermere “Con Job” — Installment 1

I moved here in 2014 and while I can’t exactly remember which year I attended my first water company annual meeting, I do remember being amazed at the “passion” expressed by some people who berated and belittled the Board and management of our water company. It caused me to question what was going on! Their “passion” was so convincing, and they seemed to have really deep knowledge of what they were talking about.

It was easy to walk away with the notion that all the volunteer board members who have ever served the corporation and its members have been corrupt, inept, incompetent, whatever. And now that NextDoor has added even more thunder to their “passion” even more community members seem convinced that year-after-after the water company boards are made up of “those people,” a derogatory term that allows neighbors to feel good about setting themselves against neighbors who are actually trying to serve the community.

Over time though I came to understand that it was the same small group of people who were standing up, year after year, loudly berating the volunteers, dissatisfied with one matter or another: Land sale. Company debt. Audit. Online bill payment. Whatever. They change the goal posts year after year, raising new issues to convince new people about volunteers’ supposed ineptitude, corruption, whatever. 

Now that I am four years into being on the Board of Directors for the water company, I have come to realize that the “passion” of some members should be understood for what it is: a “Confidence job.”

The term “Confidence job” got its meaning from William Thompson, a man in the late 1840s who walked the streets of New York asking complete strangers: “Have you confidence in me to trust me with your watch until tomorrow?” Many people did! Thompson was pleasant and unthreatening in appearance, and many of his victims thought they recognized him as a previous acquaintance. They misplaced their confidence in him, and he stole their watches. Thus was born the notion of a “con job.” Read more here

To use a dictionary definition, the con job is an act or instance of duping or swindling, of talking glibly to convince others or get one’s way.

In my opinion, we have people in Windermere who have the gift of glib talk, convincing others of one thing or another, to get their way.

It’s truly remarkable, but their ongoing CON JOB continues every day, every month, every year, one email or NextDoor post after the other. The quantity of their emails and posts shows their obsession with continuing their con.

Here are examples I’ve seen on emails and NextDoor Posts regarding WATER COMPANY elections:

  • Two dead people voted last year.  Wrong. Actually three did. Here’s how: Water company memberships and their voting rights don’t “die” with the death of a member listed on a water company account. The widow, widower, heir, or executor to that property is entitled to vote that membership account until the account changes ownership (via sale of the house or hangar). The surviving current account owners voted in three cases last year. In his complaint to the Public Utility Commission (PUC)  about so-called election irregularities, Jeff Walker glibly alleged that two votes of dead people should be thrown out. Eliminating those votes — and disenfranchising those members — would have given him the election. However, he conveniently failed to tell the PUC about a third “dead voter” as that vote would have been from a supporter who had signed a petition in support of Walker’s PUC complaint. 
  •  The company spent $25,000 to keep Walker off the Board. Nope. Walker did not formally ask the PUC or the company to install him on the Board. Instead, he asked for the PUC to possibly take over the WOWSC. Big difference. And again, since all his complaints were shown to be con jobs, the PUC dismissed the case.
  • Some ballots sent in early are not counted. They are. Some members in our community have so strongly believed that pre-meeting ballots are thrown out that they have marked some ballots and envelopes with invisible ink and turned them in to WOWSC ballot box at the pavillion. Then, after the election, they inspect the ballots with the ultraviolet lights, to see whether those envelopes and ballots were somehow tampered with. After their inspection, they found that the invisible ink marked ballots were all there. They don’t tell the community about that.
  • During ballot counting, the Independent Election Auditor can’t mark ballots as “provisional” because it is not authorized by the Bylaws. So what. Marking ballots as provisional for future determination of validity is standard practice by vote counting authorities. But Walker’s complaint challenged the use of provisional counting, again in order to validate a vote that would have been cast for him, even though it would have been cast fraudulently by a non-member. 
  • The water company was caught “red-handed” last year. Wrong again. I’d seen that said many times in emails from one of the neighborhood critics of the water company. That particular critic never informs his marks that the charges were dismissed.

For those who remember the Paul Newman, Robert Redford movie “The Sting,” a con job can be long, elaborate, and detailed to the n-th degree. Don’t count out that con jobs, for whatever reason behind them, are occurring now. 

Today we will see the Mother of All Con Jobs, from the ratepayer’s representatives filings to the Public Utilities Commission. They are going to throw the kitchen sink at us. I can’t wait to read it! Come back for analysis.

Candidate Briefing #1 — Response to WOWSC Board Candidate

Greetings Neighbors,

I am the president of the Board of the Windermere Oaks Water Supply Corporation. I started this website some time ago to address questions which our members have from time to time. Please scroll down to see the history of posts which may address questions. But this post and subsequent posts are specific to some recent NextDoor comments.

One candidate for the Board election occurring March 19 has asked some questions on NextDoor and they deserve attention. If that candidate is elected, I want him to be up-to-speed from day one.

However, the candidate I support, Dorothy Taylor, is already versed in these matters and would make the better choice of candidate. But in the interest of the neighborhood, I will provide this briefing book in the event that the newcomer is elected. Let’s start with the candidate’s second question in his NextDoor post:

“Does anyone find it hard to understand why the person, who collects the election ballots from the office, has an “Elect Candidate…..” sign in their front yard?

I don’t find it hard to understand at all. Our water company manager rents that house from Norm Morse, a former WOWSC director. Mr. Morse has apparently approved the sign’s placement on his yard.

Incidentally, the Board appointed Dorothy Taylor to replace Mr. Morse when he was unable to attend six consecutive Board meetings, per the bylaws. The water manager did not sanction placement of the sign on the rental property, nor did he need to. He doesn’t own the property and is not voting.

By the way, our bylaws only permit property owners to vote in the election. The ballots are sent to the address on file for property owners, not to known renters. The water company manager will not be voting in the election.

Now, let’s tackle the candidate’s first question. There’s a lot there so let’s unpack it, in this and subsequent posts. The candidate says the following:

1) In the past 5 Years our Water Rates have risen 87%. That is a fact. This is mainly due to Legal Cost the WOWSC has incurred defending current and past Board Member actions.

True that the rates have increased in the last five years, but let’s be clear on the reasons and the timing.

There have been two rate increases in the last five years. I’ll handle the 2018 increase in this post and then describe other issues in subsequent post or posts.

After a lengthy year-long evaluation process with the help of the Texas Rural Water Association, the 2018 Board raised rates to keep up with infrastructure challenges that were affecting the company. Look specifically at meeting minutes from March 7, March 12 and March 20, 2018. Please realize those discussions had started some time before — in 2016 and 2017 — because those Boards were being advised that the water system was underfunded and suffering. We have a growing community and WOWSC Boards have always had a pay-as-you-grow-and-improve approach. This has involved the use of debt financing, selling land, and raising rates.

The 2018 Board also was dealing with a lawsuit filed by TOMA Integrity, LLC in December 2017 against the water company. That Board was composed of Bill Billingsley, Bill Stein, Jeff Hagar, Jerry Ingham and Dorothy Taylor.

TOMA Integrity LLC had been formed before the filing of the lawsuit by Dick Dial, Rene Ffrench, Danny Flunker and Bruce Sorgen. Clicking here will show you their company’s filing papers.

That lawsuit was not filed against Board directors.

Dial, Ffrench, Flunker and Sorgen filed suit against the company itself. The lawsuit sought $100,000 from the company, voiding of a 2015 land sale, and a judge’s order to the Board to regain the land. You can view the TOMA Integrity LLC filing here. Effectively, they were asking all WOWSC customers to pay them $100,000 plus the other likely costly remedies. (BTW, Flunker left TOMA Integrity LLC at some point.)

Again, let’s be clear here — the Board was in a defensive position. It could not ignore the lawsuit. It had to evaluate, with the assistance of legal counsel, the implications of either agreeing to all of Dial, Ffrench, Flunker and Sorgen’s demand, or using legal counsel to oppose their demands. That Board was composed of Bill Billingsley, Bill Stein, Jeff Hagar, Jerry Ingham and Dorothy Taylor. Ultimately, they voted to retain legal counsel to oppose the demands. Refer to the minutes previously provided and the other minutes in 2018 that are on the WOWSC.org website.

TOMA Integrity LLC lost the suit in November 2018, and you can view the Judge’s order here. That year, 2018, the Board was required to pay attorneys about $38,000 to protect the company in that judgment.

While raising rates to pay for legal expenses may certainly have been a consideration to Billingsley, Stein, Ingham, Taylor and Hagar when they raised rates, that $38,000 was not part of the calculation in the TRWA rate analysis. In other words, they had conducted the rate analysis on the financials for 2017, when only a small portion of legal fees were included.

The larger point here is simply that the candidate’s broad statement about water rates having been raised exclusively to defend directors is not accurate to the facts in the first case.

Despite losing their case, the TOMA Integrity plaintiffs appealed through the Appeals Court system and then all the way to the Texas Supreme Court throughout 2019 and 2020. On Valentines Day 2020, the Texas Supreme Court ended any further appeals, upholding the decisions of the Trial Court Judge and the Appellate Judges. Just estimating here, but those actions ran up another $40,000-$60,000 in legal expenses to the WOWSC and its customers.

Okay, so that is enough for today. That should provide good background material for briefing of the candidate and any WOWSC member who has interest in these matters. I will tackle more in coming days.

P.S. — I want to nitpick my own post here. The newcomer candidate’s assessment was that the rate increases were “mainly due to Legal Cost the WOWSC has incurred defending current and past Board Member actions.” I did not fully address the “Board Member actions” portion of his sentence. I will do that in a subsequent post.

New Records for Water Company Production

The Windermere Oaks Water Supply Corporation set new water production record in August 2021, producing 2.6 million gallons for our neighborhood.

To produce that much water, extra costs must be incurred, for chemicals, electricity, pump maintenance and repair, man-hours, etc.

The graphic above shows how much water was pumped in the three hottest months of the year, for the last four years.
The graphic above shows the yearly increase or decrease of water produced in the three months of June, July, and August. This year, June and July were mostly the same as 2020, but August 2021 saw a good 11 percent increase over August 2020. Notice how much more was pumped in the Covid years of 2020 and 2021. Possibly seeing the result of more people in the neighborhood — more new homes and more people working from their lakehouse home. Again, more electricity, more chemicals, more man-hours, more maintenance, replacement and repairs required.

Response to Taylor on NextDoor

Hi Taylor. Great questions. I will be happy to answer them. I have tried to be as brief as possible below.

  1. What is the current status of the lawsuits? My understanding is the the courts have ruled in favor of WOWSC numerous times, so can we expect the lawsuits to come to a close soon?

a. Toma Integrity (Ffrench, Dial, Sorgen) Vs. WOWSC — decided in WOWSC favor. Judges denied remedies sought by TOMA. Appeals court agreed in 2019 and Texas Supreme Court agreed in Feb 2020.

b. 48292 — originally named “Double F Hanger Operations LLC, Lawrence R. Ffrench, Jr., Patricia Flunker and Mark A. McDonald v Friendship Homes & Hangars, LLC, and Burnet County Commissioners Court” and then recaptioned and filed as “Rene Ffrench, John Richard Dial, Stuart Bruce Sorgen, and as Representatives for Windermere Oaks Water Supply Corporation v. Friendship Homes & Hangars, LLC, WOWSC, and its Directors William Earnest, Thomas Michael Madden; Dana Martin; Robert Mebane; Patrick Mulligan, Joe Gimenez, Mike Nelson and Dorothy Taylor” — Final motion on the legal merits of the case were filed Wednesday of this week. It is available here. http://spicewoodnews.com/wowsc-court-documents. Dial, Ffrench and Sorgen can drop the case any time so that the corporation’s legal defense fees can stop.

c. Two cases filed to protect the company’s attorney-client privileged information (and one of which was settled positively with the Attorney General’s office before intervention by Danny Flunker) — withdrawn. No longer in court. See one final document here https://wowsc.org/documents/778/Order_Granting_Notice_of_Nonsuit__D-1-GN-20-007251___file_marked_2021.03.15_.pdf Another should happen any time.

d. Public Utility Commission Rate Case — Ratepayer Representatives walked away from mediation in January. An offer from the company for settlement in lower rates was ready but never entertained by ratepayer reps Josie Fuller and Patti Flunker because they dropped out of mediation. Case will continue through July. Ratepayer Reps can re-enter mediation to consider offers of lower rates or drop the case to stop additional legal fees. You can see the document describing discontinuance at this page http://spicewoodnews.com/wowsc-court-documents

  1. How were the rate increases calculated?
    WOWSC used the spreadsheet analysis tool created by the Texas Rural Water Association for use by its hundreds of member water systems across Texas. The same spreadsheet was used by WOWSC in 2017 for a rate hike in 2018. It had been tailored specifically for WOWSC in 2017 by the TRWA, WOWSC board members and the water company manager. All documents about the calculations are available on the Public Utility Commission website here:
  2. With the increase, how long was it originally expected for the increase to remain to pay off the legal fees?

The Board had hoped the 48292 case would end in mid-2020. Mediation was attempted and is legally considered ongoing to this day. The Board wanted to lower rates in September 2020 but could not given the status of the case and mediation. See item 1b above. Also see item 1d because all legal fees incurred in defending the rate increase can be judged as being recoverable in the form of higher fees.

  1. How much longer do you plan for the rate increase to remain in place?
    The Board wants to decrease rates as soon as it responsibly can but the people suing the corporation — Ffrench, Dial, Sorgen in 48292 and Fuller/Flunker in the rate case — hold the cards. Their legal complaints against the company continue despite efforts at and offers of mediation. The rate increase provided about $16,000 per month in additional income to the corporation. The company pays about $20,000 per month to its law firms. (We were able to save the corporation about $24,000 per year by restructuring loans last year.) We also are aggressively pursuing the insurance company for about $300,000 it should pay. Contrary to what WOWSC opponents say, the truth is that the insurance company has NOT denied coverage. It simply has not responded despite a year of our asking for a decision.

All of this is in the president’s report which is available here https://youtu.be/cad8iOxO0bg and will be provided at the annual members meeting as well.

I hope that helps.

Best regards,
Joe Gimenez
PS — Please vote for Gimenez, Nelson and Schaefer. Our accomplishments and plans for WOWSC are available here: